Buckman-Mitchell, Inc.
 January 2012
In This Issue
Super Bowl Party Safety Game Plan
Helping Your Teen Become a Safer Driver
Financial & Insurance Services

License #0011334 

500 N. Santa Fe 
Visalia, CA 93292 

Super Bowl Party Safety Game Plan


 There are no instant replays when it comes to hosting a party or playing safe on Super Bowl Sunday. Statistics show that the average household will bring 17 people together on the day of the game, making it one of the most-watched, most highly celebrated events of the year. UL, the leading product safety testing organization, has a playbook for the big day that can help hosts take an offensive position to create a safe celebration for family and friends! 

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Helping Your Teen
Become a Safer Driver 

Every year, more than 4,000 teenagers are killed in car crashes and about 355,000 are injured.  It's really not surprising when you consider that 16 year old drivers have

crash rates that are almost two times greater than 18-19 year old drivers and four times the risk of older drivers.  The good news is that you can help change this.


Start the Conversation-

Talking to your teen about the rules of the road isn't necessarily easy, but it is important.  Especially when you consider that approximately four out of five teens said their parents are the best influence in getting them to drive more safely.


As a way to get started, Encompass has created the Parent-Teen Driving Contract (Link attached below).  It can help you:
  • Outline your teen's key driving responsibilities
  • Decide on the consequences associated when those responsibilities aren't met
  • Define your role in helping your teen succeed

Once you talk over each issue and come to an agreement, fill out the rules and consequences in the space provided.  Then sign and date it.  Be sure to keep it in a prominent place, like the front of your refrigerator, so you can re-examine it often and make changes as your teen becomes a more experienced driver.


Learn more about teen driving issues-

Gradiated Driver Licensing (GDL) laws help new drivers get on-the-road driving experience.  Each state has different laws, so you and your teen should become familiar and take them into consideration as you complete the contract.


To learn about your state's GDL laws, better understand teens' attitudes about driving, or to get tips for talking with your teen about safe driving, call your agent.  The more you get involved, the more likely your teen will become a safer driver.

Parent-Teen Driving Contract


Article Compliments of Encompass Insurance

 Super Bowl Dip Buffet

This is no ordinary game-It's an American Holiday!  


When your team takes the field, be ready to cheer them on by hosting a a game day dip buffet. The Superbowl Starts Here!